Why Consider Cancer Insurance?

Cancer can impact anyone, regardless of lifestyle, and the costs associated with treatment can be overwhelming. While survival rates have improved significantly thanks to modern medical advances, these treatments often come with high out-of-pocket expenses.

Would you be financially prepared if cancer affected you or someone in your family?

• Cancer touches millions of lives. According to the American Cancer Society, 1.9 million new cancer cases were expected in the U.S. in 2021.
   
• Men have nearly a 1-in-2 lifetime risk of developing cancer; for women, the risk is slightly more than 1 in 3.
   
• The 5-year survival rate for all cancers has improved to 67%, up from 50% in the late 1970s.
   

With higher survival rates comes a greater need for financial support during treatment and recovery.

While not all cancer can be prevented, lifestyle changes can reduce risk:

• 30% of cancer deaths are linked to tobacco use.
   
• 18% of cancer cases and 16% of deaths are related to obesity, inactivity, and poor nutrition.
   
• Skin cancer cases can be reduced with sun protection and avoiding indoor tanning.
   

Even with these preventive measures, cancer remains one of the most common and costly illnesses.

The National Institutes of Health estimated cancer-related costs in 2020 at $208.9 billion. These costs include treatments, medications, travel for care, and other unexpected expenses.

A cancer benefit insurance policy provides financial protection when you need it most:

• Lump-sum payment: Money is paid directly to you, all at once, for a covered claim.
   
• Clear benefits: You know upfront how much you’ll receive—no surprises.
   
• Lifetime renewable: Coverage remains as long as you keep your policy active.
   
• Flexible options: Plans are available for individuals, single parents, or families.

A Cancer Benefit Insurance Policy is designed to provide cash benefits during covered cancer treatments, helping ease the financial strain so you can focus on recovery.

With this coverage:

• You receive a lump-sum payment directly, unless you assign it to a healthcare provider.
   
• Your payout is clear and predictable—no hidden costs or surprises.
   
• Coverage is guaranteed renewable for life, as long as premiums are paid (premiums may increase by class).
   
• Plans are available for individuals, single parents, or families.

A cancer diagnosis can be overwhelming—physically, emotionally, and financially. Cancer Insurance helps protect your savings and gives you the financial flexibility to focus on treatment and recovery, not unexpected costs.

Call us today to explore affordable cancer insurance options and learn how this coverage can complement your existing Medicare or health plan.